Sterling Capital
Financial Planning for the Long Term
About
About Sterling Capital
Retirement is always on the horizon; for some closer than others. It’s never too soon to begin planning and preparing to ensure that you are able to enjoy and reap the rewards of all those years of hard work. It is imperative that you have someone by your side to help make those crucial decisions with your future in mind.
About Mark
I started in the financial industry after achieving a Bachelor’s degree in Business Management from the University of North Alabama followed by a Masters in Strategic Studies from the resident Air Force War College. My career began in 2003, but I realized in 2009 after working at multiple bureaucratic layered institutions and managing retiree assets during the greatest stock market crash since the Great Depression, that my passion was working one on one with my clients.
In 2009, I created Sterling Capital. Here I would bring the skills I had gained from working for three large firms and deliver that expertise to individuals. During the beginning of 2020, I realized I wanted to bring better customer service and personal fiduciary responsibilities into play. After 11 years in a large tower in downtown Birmingham, I purchased a historic 115 year old building downtown to offer my clients a better experience. This has allowed me to develop a one-stop-shop where I work with my clients on their investments, retirement plans, estate plans, and wills, in addition to being a notary. I work directly with my clients to provide a concierge level of customer service without them having to navigate layers of corporate infrastructure. I enjoy getting to know my clients on a personal basis and it will always be me on the other end of the phone to answer your questions.
In 2023 I Retired as a Colonel in the Special Forces and National Guard after 32 years of service. The purpose was to be able to focus 100% on my clients and retirees. I have a love of vintage cars and once owned an AC Shelby Cobra 427 race car that I drove on the Barber Race Track in Birmingham, AL. I currently spend my spare time working on my Jaguar E Type Series III V-12.
Check the background of investment professionals on FINRA’s BrokerCheck.
My Vision
Vision Into Planning Includes:
IRS Taxes in Retirement
Social Security Planning & Implementation
Investment Options
Insurance Coverage
Estate Planning
Wills
Trusts
Power of Attorney
My Objective
To ensure that you and your family plan for and live the life you have imagined
My Value
As a Fiduciary, we add value with access to a broad spectrum of Investment Options:
Portfolio Managers:
U.S.
International
Mutual Funds:
Stocks/Bonds
ETF’s
Insurance:
Life/Disability
Long-Term Care
Annuities:
Fixed
Variable
My Approach
Building a financial plan tailored specifically to you
Develop
To get the ball rolling, you and I will work together to develop a clear picture of what your current and future goals are, where your finances are currently standing, and discuss your prior experience of investments as well as your comfortability with risk. I will dive further into what services Sterling Capital has to offer and what may be beneficial to you and your unique needs.
Design
Once we’ve laid out your financial goals, we will begin tailoring a plan that will help you achieve those goals over time. This step may include collaborating with other professionals on your team such as your accountant and lawyer. We will present our recommendations, answer your questions, consider alternatives, and outline the steps needed to get this plan off the ground.
Implement
Once you have given us the final approval on your individualized plan, we will get to work executing these strategies utilizing the resources and research provided by Cambridge Investment Research. At this point, we will begin selecting specific account types, investment products, paperwork processing, and any additional services you’d like to opt into.
Manage
Now that your plan has been implemented, we will be monitoring its progress relative to your defined objectives and suggest any potential changes that could be to your benefit along the way. There will be periodic reviews of your account and regular account activity reports will be available. In this phase, it is key that we stay in close communication and keep your long-term goals in sight.